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John Patrick Bray CPA

425.681.0110

Welcome Ready For Retirement? Estate Management 101 Women and Retirement
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Your Financial Future

For many people, understanding every aspect of personal finance can be daunting.  From investments to retirement to insurance, the decisions can be overwhelming.

That’s where my firm Reliance Investment Management  LLC comes in.

Whether you're facing retirement - or looking to better understand investment ideas - we at Reliance Investment Management have the expertise to help you address your most pressing money questions.

As an Independent Registered Investment Advisor firm, Reliance Investment Management has a fiduciary duty to serve only our clients interests.  Our advisors first and only priority is you and your family overall financial success.

Whether it is for Wealth Management, Financial Planning & Advice or Estate Planning, we want to learn more about your personal situation, identify your goals and dreams and then develop the plans and strategies to get you to where you want to be.

Long-term relationships that encourage open and honest communication provide the foundation for our clients success.

When you are a client of Reliance Investment Management you can always be assured that we will work only for you.

For more information about our services, including a no cost initial consultation please give us a call at (425) 681 - 0110.

Our website is filled with educational videos, articles, presentations, and financial calculators designed to help you learn more about the world of personal finance. As you search our website, send us a note regarding any questions you may have about any particular investment concepts or products. We’ll get back to you quickly with a thoughtful answer.  We are always available to take care of you and your financial needs.

Helpful Content

Inflation - Back to the Future

Inflation - Back to the Future

Even low inflation rates over an extended period of time can impact your finances in retirement.

Events on Wall Street

Events on Wall Street

Can successful investors predict changes in the markets? Some can but others miss the market’s signals.

Putting a Price Tag On Your Health

Putting a Price Tag On Your Health

Being healthy not only makes you feel good, it may also help you financially.

 

Get Paid for Going Green

Those looking into environmentally minded home modifications may get a boost from Uncle Sam’s tax incentives.

How Will Working Affect Social Security Benefits?

Knowing the rules may help you decide when to start benefits.

Personal Finance Tips for Military Families

Military families face unique challenges, making personal finance even more critical.

Insuring Your Business With a Buy/Sell Agreement

It may help your business be better prepared in the event of the death of a principal or key employee.

U.S. Personal Savings Rate

What can be learned from the savings rate?

The Anatomy of a Supplemental Health Plan

Here’s a guide to explain all the parts of Medicare.

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Should I Pay Off Debt or Invest?

This calculator will help determine whether you should invest funds or pay down debt.

Social Security Taxes

Estimate how much of your Social Security benefit may be considered taxable.

How Much Home Can I Afford?

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

How Compound Interest Works

Use this calculator to better see the potential impact of compound interest on an asset.

Doubling Your Money

This calculator demonstrates the power of compound interest.

My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

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Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

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16 Wall Street Cliches in 60 Seconds

Pundits say a lot of things about the markets. Let's see if you can keep up.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Bridging the Confidence Gap

In the world of finance, the effects of the "confidence gap" can be especially apparent.

Should You Ever Retire?

A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

Your DNA Test

If your family relies on your income, it’s critical to know what their needs would be in the event of your death.

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